Mortgage Payments: Difficulty Paying

• Copy of tax returns for the last two years for each person listed in the mortgage. 
• With respect to your income:
  • A list of all sources of income. 
  • Proof of income from each source. For example, if you are an employee, a recent pay stub. If you are self employed, a profit and loss statement.
• A list of all your expenses. 
  • At least for the larger expenses, proof of the amount of the expense. 
• If your medical expenses are substantial compared to the amount of your income, include a letter from your doctor describing your diagnosis,your medical history and current medical condition. 

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