You are here: Home Insurance Miscellaneous ... Cell Phone Insurance
Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Miscellaneous Insurance Coverages

Cell Phone Insurance

Next » « Previous


If you have an expensive cell phone, it may be worth considering cell-phone insurance which replaces your cell phone if it gets lost, stolen or stops working for specified reasons such as water damage.  The cost is usually $3 to $5 a month.

The replacement phone is usually a reconditioned phone similar to the one you lost rather than the same phone. There is also usually a deductible, such as $25 or $50. There may also be a limit on the number of phones that will be replaced during a twelve month period.

Cell phone insurance doesn't cover the cost of replacing information stored in your telephone, such as numbers. It is advisable to back them up in case the phone is lost or trashed. You can back-up your phone to a computer. Most phone services also offer an inexpensive back-up service that backs up your phone on a constant basis.

NOTE: Homeowner's insurance also covers your cell phone. However, since the cost of your phone is probably less than the deductible, the Homeowner's policy won't pay unless you suffer other losses during the year.

To Learn More

More Information

Homeowner's Insurance

Please share how this information is useful to you. 0 Comments


Post a Comment Have something to add to this topic? Contact Us.

Characters remaining:

  • Allowed markup: <a> <i> <b> <em> <u> <s> <strong> <code> <pre> <p>
    All other tags will be stripped.