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Medicaid: How To Plan Ahead For Long Term Care Coverage

Pre-Pay Funeral Costs To The Extent Permitted By State Law

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Under Federal rules, you can keep up to $1,500 t pay for funeral expenses and still qualify for Medicaid. Many states allow a recipient to buy a prepaid funeral plan with a limit that is higher than the amount allowed by Federal rules. As an example, a state may allow $7,000 to be prepaid for funeral expenses. Whatever the amount allowed by the state is the amount to use to buy a funeral plan. 

NOTE: Your state may also allow additional costs such as the burial plots, caskets and vaults to be tacked on, thus raising the limit.

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