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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
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Financial Snapshot: Gathering The Information You Need To Create

Your Credit Status

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Credit is an important source of cash when you need it, whether for medical bills, travel or other expenses. If you don't have credit accounts now because of a prior impaired credit history, skip this section and refer to How To Get Credit for some advice on how to get credit.

Whenever you apply for credit or use your credit accounts, creditors forward information about you to credit bureaus. Because lenders make the decision to extend credit based on the information in the bureaus, and because errors are common, you will want to make sure that this information is correct.

You can get a copy of your credit report from each of the three major credit bureaus for a low cost or possibly for free. Review each report carefully. In a 1991 survey, Consumer Reports found that of the 161 credit reports it examined, 48% contained errors. 19% of the reports contained errors serious enough to affect employment, credit or insurance! To learn how to get your credit report, click here.

You have the right to correct any information in your file that is not accurate and current.

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