Content Overview 
- Summary
- Types Of Disability Insurance Policies
- Definition of Total Disability
- Partial Disability Definition
- Elimination Period (Also Known As "Waiting Period")
- Benefit Amount
- Maximum Benefit Period
- Exclusions And Limitations
- Partial Disability or Residual Benefit
- Rehabilitative Training Or Employment
- Recurring Disabilities Provision
- Waiver Of Premium
- Riders: Guaranteed Insurability, Social Security Offset, Cost Of Living
- Insurance Company Financial Situation: How To Check
- Taxation of Benefits
- What To Expect When Applying For Disability Insurance
Disability Income Insurance: Individual: 101
Taxation of Benefits
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Whether or not your benefits are taxable depends on how the premiums were paid.
If you pay the premiums with after tax dollars (you don’t deduct the premiums for tax purposes), the income is tax free.
If you deduct the premiums, the income would be taxable.
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