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Disability Income Insurance: Individual: 101

Benefit Amount

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Individual disability income policies generally provide a benefit equal to a flat dollar amount that is decided at the time the policy is purchased such as $1,000 per month or $5,000 per month.

Since the benefit is an amount of money, rather than a percentage of salary, the policy will pay the full monthly benefit provided under the policy regardless of how much income is derived from other sources.

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