Content Overview 
- Summary
- What COBRA Is
- Who Is Protected Under COBRA?
- The Date COBRA Coverage Starts
- The Date COBRA Coverage Ends
- What To Do Before COBRA Terminates
- " Qualifying Events" Under COBRA
- Which Employers Are Covered By COBRA?
- What Insurance Is Covered Under COBRA?
- Paying For COBRA
- How To Apply For COBRA If You Stop Working
- How To Apply For COBRA Due To Divorce
- How To Apply For COBRA Due To A Child Coming Of Age
- Six Steps To Take While You Are On COBRA
- How To Extend COBRA Coverage Because Of A "Disability"
- Should I Elect COBRA?
- What To Do If You Miss COBRA Deadlines
- Events Which Can Terminate COBRA
- How To Enforce Your Rights Under COBRA
COBRA 101
How To Apply For COBRA Due To A Child Coming Of Age
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Step 1: Notify Your Employer
It is your duty to promptly notify your employer of your child coming of age, within sixty days of the event. When you give your employer notice, confirm the current mailing address for your now adult child.
Step 2: Employer Notice
Your employer must give your child written notice of his or her rights under COBRA within 14 days after being notified.
Step 3: Adult Child's Notice To Employer Or Plan Administrator
Your child must notify the employer or plan administrator that he or she wants to continue health coverage within 60 days after the date of his or her coming of age or the date he or she is notified of his/her COBRA rights, whichever is later.
Step 4: Pay the first premium
Your child has up to 45 days after giving the COBRA enrollment form to your employer or plan administrator to make the first premium payment, which includes premiums back to the date the child came of age.
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