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How To Apply For COBRA Due To A Child Coming Of Age

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Step 1: Notify Your Employer

It is your duty to promptly notify your employer of your child coming of age, within sixty days of the event. When you give your employer notice, confirm the current mailing address for your now adult child.

Step 2: Employer Notice

Your employer must give your child written notice of his or her rights under COBRA within 14 days after being notified.

Step 3: Adult Child's Notice To Employer Or Plan Administrator

Your child must notify the employer or plan administrator that he or she wants to continue health coverage within 60 days after the date of his or her coming of age or the date he or she is notified of his/her COBRA rights, whichever is later.

Step 4: Pay the first premium

Your child has up to 45 days after giving the COBRA enrollment form to your employer or plan administrator to make the first premium payment, which includes premiums back to the date the child came of age.

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