There are a whole batch of other insurance policies for which you likely receive constant solicitations. Some of these policies may be worthwhile depending on your circumstances. Most are not.

If you travel, travel insurance which does not exclude pre-existing conditions is a good thing. (Many policies require that you purchase the policy within a short period of time after booking the trip if you want coverage with no pre-existing condition exclusion).

Hospital Indemnity insurance pays a dollar amount for each day you are in a hospital (generally whether or not you also have Health Insurance). The income can be particularly meaningful for people who have a treatment that requires overnight hospitalization which becomes two days worth of income.

Dental insurance covers oral care. Dental insurance is expensive to purchase individually. It may be obtained as part of coverage from an employer. (Speaking of dental, oral care is an often overlooked area when discussing health care. An infection in the mouth can spread through the body - particularly one which is weakened by a health condition, drugs or treatment).

Whether pet insurance is worthwhile depends on a variety of factors.

For more information, see the documents in "To Learn More."

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