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Information For Living With: Choose condition

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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.

Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.

Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Should I Invest On My Own Or Use A Professional Advisor?

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To help answer the question, the following chart provides an overview of the differences between investing on your own and using a professional advisor.

Subject Do-It-Yourself Using An Advisor

Control over financial and investment planning	Total	As much or as little as you want
Fees	Minimal, with use of discount brokerage such as e-trade or schwab.	Can be extensive and, if you're not careful, fees can be excessive.
Satisfaction/fulfillment	Can be enjoyable.	Less stress
Risk of Loss	Can be great due to inexperience or lack of immediate knowledge	Can obtain sound financial and investment planning from an expert who works at making investment decisions full-time
"Value Added" services	None	Generally includes portfolio management, administration, and research

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