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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

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Living With HIV

If you are not able to work, learn the best way to apply for disability income benefits. If you receive a disability benefit, learn how to keep it.

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If you are unable to work, you may be entitled to a benefit from your employer or from the government's programs: Social Security Disability Income (SSDI) or Supplemental Security Income (SSI). Please do not apply for SSDI or SSI before reading our information about how to apply to provide the best chance of getting an approval. (Only 1/3rd of applicants for SSDI are approved).

If you receive a disability income, there are steps you can take to help assure it continues in the event your case is reviewed. For instance, every time you see your doctor, tell him or her how your HIV status or other health condition interferes with your ability to function. Be sure the symptoms are noted in your medical record.

Retraining to allow you to reenter the workforce is likely available. (This is known as "vocational rehabilitation.")

Before you reenter the workforce, consider volunteering.

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