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Health Savings Accounts 101 (HSA)

Investments Permitted In An HSA

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HSA trust assets must be kept separate and may not be commingled with your other assets.

Funds in an HSA can be invested in any investment approved for an IRA. For example:

  • Interest bearing bank accounts
  • Stocks
  • Mutual funds
  • Bonds
  • Real estate

You cannot invest in life insurance contracts.

You cannot use any portion of an HSA as security for a loan. If you do, the fair market value of the assets used as security for the loan are deemed to be income.

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