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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Health Insurance: POS Plans


POS refers to "Point of Service."  How the plan pays depends on where you go for medical care, your "point of service".

POS plans are a hybrid of an HMO type plan and a Fee-For-Service (Indemnity) plan. You can receive care within the company's network as if it is an HMO. If you want to go outside the network, you can choose any provider you want. However, you pay a portion of the cost of the service.

A POS plan is more flexible than an HMO and more costly as well. It is less costly than a Fee-For-Service Plan. For additional advantages and disadvantages of a POS type health insurance policy, click here.

Do what you can to keep your health insurance. With your health history, health insurance is one of your most important assets.

Learn how to maximize use of your POS health insurance plan.

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