Content Overview 
- Summary
- When You Need Routine Medical Care
- When You Receive A Medical Bill
- When You Have A Hospital Bill
- When You Have To Pay A Doctor
- When You Need Lab Tests
- When You Need Diagnostic Tests Such As X-Rays, MRIs or Mammograms
- When You Need A Medical Device Or Home Equipment
- When You Receive A Medical Treatment
- When Choosing A Health Insurance Policy
- When Using A Health Insurance Policy
- When You Need Medical Supplies
- Tax Advantage Plans Such As A Health Savings Account Or A Flexible Spending Account
- If You Get Paid On An Hourly Basis
Health Care: How To Save Money
When Using A Health Insurance Policy
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Before incurring any medical expense, find out if your insurance plan covers it. Once you've received the service, you're financially responsible for the charges regardless.
If your insurance is from a private carrier or self insured by a large employer: make sure you're getting the most out of it and minimizing the amount you pay out of pocket. Read our article on the type of insurance you have.
To learn more, see: Indemnity Insurance, HMO, PPO, POS.
Seek advice from your doctor whenever possible by telephone or e-mail. Many doctors are happy to answer questions and provide advice over the phone or by e-mail. This can save on the cost of unnecessary visits.
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