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Drugs: How To Save Money When Buying Or Using

Drug Discount Cards and Clubs

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Discount cards and Discount Clubs may offer below-market prices on prescription drugs and other medical services.In some cases, it is less expensive to pay a discounted price than to pay through a health insurance policy. 

Discount Cards

Discount cards may be offered by pharmaceutical companies. For instance, Pfizer has a Pfizer for Living Share Card. See: offsite link

Discount Clubs

Discount Clubs operate like any other discount buyer's clubs, such as clubs for groceries or other household items. They generally require membership which is open to anyone who pays a small annual fee. Many, such as BlinkHealth and GoodRX are free. As a member you would have access to drugs as well as other services and products at discount rates through specified providers.

Some of the larger discount groups are:


  • Check your health insurance pjlicy. You may not get credit against a deductible for amounts spent for drugs outside your plan:
  • Medicare rules require that consumers always get the lower price of their set co-payment and a pharmacy's cash price.

Before joining a discount club:

  • Make certain that the medications and dosage you take are among the medications and dosage that the club offers at a discount
  • Ask what the discount for your prescriptions will be.
  • Find out about restrictions. For example, some programs are only offered to people without insurance or for medications that are not covered by insurance.
  • What is the enrollment fee, if any?
  • Make an alert to check the list of drugs offered every few months to be sure your medication is still available, and for new medications that are offered.


There is at least one web site that gives free discount coupons (in addition to helping you compare prices at local phamarcies.) The site is GoodRx. offsite link


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