Doctors 101 (Choosing, Working With Effectively, Switching, Paying For)

If paying for a doctor's services is an issue because  your insurance carrier refuses to pay or because you are uninsured, there are options. Even if a doctor's office has a general rule that charges are to be paid for at the time of treatment, there are always exceptions.

You may choose to discuss the issue with your doctor and/or his or her office and ask for a financial arrangement. As a general matter, it doesn't hurt to also ask for a discounted fee.

If you are referred to a specialist, it is usually better to discuss the financial issue with the finance person or office manager at the time of your visit. It may be more difficult for the office to deny you a meeting if they are dealing with you face to face instead of on the telephone.

Consider reading our article about being "Uninsured" and how to get the health care you need.

The bottom line is to secure the treatment that you need now, and worry about paying for it later.

For more information, see "To Learn More".

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