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SSI: Money In A Hurry

Emergency Advance Payments

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At the time you apply for Presumptive SSI Disability - and only when applying for Presumptive SSI Disability - you can ask for an Emergency Advance Payment based on dire need. If your Presumptive claim is approved, and if the office you are applying at has check-writing capability (all Field Offices and some Branch Offices), and if they agree, they can and often will cut you a check immediately so you can leave with the money.

An Emergency Advance Payment is to assist in emergencies such as if you are moving and need extra money for the move or are about to be evicted from your apartment. An Emergency Advance Payment is not an additional payment. It truly is an "Advance" payment. You aren't eligible for SSI benefits, even Presumptive benefits, until the first of the month following date of application.

Most offices will only allow you to get as an Emergency Advance Payment equal to a pro-rated amount of the next month's check based on the day of the month that you apply. For example: If you apply and are approved for Presumptive and request an Emergency Advance Payment on the 20th of the month, you may be given an Emergency Advance Payment for 1/3 of the next month's payment.

Any money you walk out of the office with will be subtracted from the next month's payment. If taking the full amount out of your next month's check will create a substantial burden, Social Security may elect to withhold 1/6 of the Emergency Advance Payment from the next six SSI checks.

NOTE: Not all Social Security field offices have check-writing capabilities. Look for a District office. If you apply for an Emergency Advance Payment at a District office, you should be able to walk out with a check. Branch offices usually can get a check issued, but it may take two to three days for you to get it.

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