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How To Negotiate With Creditors

If You Cannot Reach Agreement With A Creditor

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If you cannot reach agreement with a creditor, try again in another week or so. If the creditor is large enough, you may get to speak with another decision maker.

Even if you get the same person you spoke with last time, ask the creditor to reconsider. If you can, come up with additional facts that were not mentioned during the first discussion. For instance, list other creditors who have agreed to a proposal since the initial conversation.

You have rights to stop them if a creditor harasses you. For more information, click here

To Learn More

More Information

Creditors: Your Rights

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