Content Overview 
- Summary
- Contact The Credit Card Company Ahead Of Time If You Have To Miss A Payment
- Ask For A Waiver of Fees
- Ask For A Lower Rate Of Interest
- Pay Down The High Interest Rate Credit Cards First
- Transfer Balances To A New Account Or To An Account With A Lower Interest
- Consolidate Your Credit Card Debt Into Non-Credit Card Debt
How To Manage Credit Card Costs
Summary
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To lower credit card costs, consider the following ideas, each of which are discussed in other sections of this article:
- Contact the company ahead of time if you have to miss a payment.
- Ask for a waiver of fees.
- Ask for a lower rate of interest from the regular rate of interest, and particularly if interest is raised.
- Do what you can to pay down your balance.
- Transfer balances to new or existing credit cards with lower rates.
- Consolidate your credit card debt into non-credit card debt.
There are also steps you can take to help pay down a credit card balance as quickly as possible.
There are also steps to take if your use of credit cards is out of control.
- Contact The Credit Card Company Ahead Of Time If You Have To Miss A Payment
- Ask For A Waiver of Fees
- Ask For A Lower Rate Of Interest
- Pay Down The High Interest Rate Credit Cards First
- Transfer Balances To A New Account Or To An Account With A Lower Interest
- Consolidate Your Credit Card Debt Into Non-Credit Card Debt
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