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Glossary of Health Insurance Terms To Know


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POS refers to "Point of Service."  POS is a t ype of insurance plan that depends on where you go for medical care, your "point of service", to determine how much it will pay for a doctor visit, test or treatment.

POS plans are a hybrid of an HMO type plan and a Fee-For-Service (Indemnity) plan. You can receive care within the company's network as if it is an HMO. If you want to go outside the network, you can choose any provider you want. However, you pay a portion of the cost of the service.

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