How To Get More Credit

If you have credit, it is likely that you can get more from your current credit card company(ies) or by completing new applications. You may also be able to get short term credit as a bank overdraft.

Even if you don't have credit, or if you have a poor credit history, you can likely still get credit through a card with a small limit, a secured card, a local store or even with a co-signer. If you pay your new credit on a timely basis, it sets you up for obtaining more credit. For information about these alternatives, see the other sections of this article.

To find a credit card when your credit is impaired, see such web sites as www.creditcard.com

As a general matter, the more credit debt you pay on a timely basis, the more you can get.

For more information, see:

• If You Have Credit  
• If You Have A Checking Account  
  
• If You Don't Have Credit Or Have Bad Credit  
  
• Where Can I Find Credit Card Offers?  
  

NOTE:

• To learn how to evaluate credit card offers, click here.
• If credit cards are too much of a temptation for you, you can opt out of unsolicited credit card offers. Go to www.optoutprescreen.com . You can opt out of credit card offers for 5 years, or even request a permanent opt-out registration.

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