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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Breast Cancer: Recurrence: At Work

Start Preparing To Stop Work "Just In Case"

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  • Learn about the disability income sources to which you may be entitled.
    • Check benefits at work.
    • Look at the requirements for obtaining Social Security Disability Insurance (SSDI). You paid premiums from withholding. If you are going to apply for SSDI:  nly one third of applicants for SSDI are awarded an income. Our SSDI articles provide easy-to-use information for applying as an educated consumer that makes it more likely to get a "yes." 
    • See if you qualify for Supplemental Security Income (SSI). 
  • If you have health insurance through work, you will be entitled to continue it under laws generally known as COBRA. 
    • Since you will have to pay the premium, start thinking about how to pay for the coverage in case you become unable to work and have to pay the premium yourself.
    • Also check on the individual market to find out if you can find the same or even better coverage for a lower price. See: offsite link and/or speak with a local insurance broker.
    • If you can't afford the premium, and cannot be covered under a spouse's coverage, look to see if you can qualify for Medicaid.
  • Do whatever you have to do to keep your life insurance. Even if your beneficiaries don't need the money, you may be able to sell the policy while you are alive to get cash if needed.

There is the possibility that you may need to stop work at some point in the future. The operative word in the preceding sentence was "possibility." The articles in "To Learn More" provide information about short and long term steps to take just in case. For instance:

  • Tell your doctor each time you visit about how your health condition and/or treatments are impacting your work. 
    • Be specific. 
    • Ask that the facts be noted in your medical record.
    • These facts will be helpful if you ultimately decide to submit a claim for disability, such as for Social Security Disability Insurance (SSDI).

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