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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

How To Balance Work And Play


There is no right or wrong when it comes to balancing work and play.

That said, a diagnosis of a serious health condition is often accompanied by a desire to spend more time with family and friends or doing other things. Plus, the happier and more positive you are, the healthier and longer your life is likely to be.

If you want more time with your family or to do non-work activities, and you can't cut down the number of hours at your current job, consider changing jobs. Thanks to a combination of various federal and state laws, you are not locked into your current job because of your health condition.

  • A new employer can't ask about your health condition. (Americans With Disabilities Act and similar laws.)
  • If you have health insurance, and the gap between your current coverage and new employer based coverage isn't more than two months, employers are limited as to the amount of time they can exclude health coverage for pre-existing health conditions. You can credit the amount of time you had your current coverage against the limitation. (HIPAA and similar state laws).

If you aren't sure whether the balance is the best that works for you, ask yourself:

  • When you wake up in the morning, do you look forward to going to work?
  • Would you do your job if you didn't have to work for a living? If not, what would you want to do if you didn't have to earn money?
  • What did you want to be when you grew up?
  • What have you done in your life that makes you proud?
  • When you leave work, do you look forward to (going home?) (seeing your family?) (seeing your friends?) (doing a particular activity?)
  • If you knew you were going to die within a year, how would you spend your time?

NOTE: Even if you like your current job, it may also be interesting to find out what we refer to as your "Real Earning" are. Most people find that they make a good deal less per hour than they think when they consider such factors as:

  • Expenses that would not incurred were it not for the job
  • Time related to the job such as travel time.

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