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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Summary

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If you have limited funds, or no funds at all, getting medical care without insurance can be difficult, but it is doable. 

Start with the attitude that you will obtain the health care you need. It may take time and effort, but it is worth the effort.

Whatever you do -- do not give up until you get the care you need.

Our discussion is divided into the following areas (each of which are discussed in other sections of this document). As you review the area(s) of concern to you, keep in mind that all medical bills are negotiable, and there are proven techniques for saving money on health care. Information about these subjects are in the documents in  "To Learn More."

  • Regular medical care
  • Cancer treatment and limited cancer screening
  • HIV
  • Other diseases
  • Acute care (emergency care)
  • Surgery
  • Drugs
  • If you are injured
  • Clinical trials
  • Veterans
  • Children

NOTE:

  • Health insurance is obtainable in spite of a serious health condition. If paying premiums is a problem, there may be financial assistance available. In the meantime, Medical Discount Plans offer a means of obtaining health care at a discounted price. You may be able to qualify for Medicaid which will pay for health care.
  • If you are uninsured and need emergency care, you can go to any hospital in the U.S. with an emergency room. Under law, emergency rooms have to provide emergency care regardless of your ability to pay.
  • If you live in Kentucky, Tennessee or Virginia:  There may be a weekend of free medical care in your area that also helps find ongoing medical care for the people treated during the weekend.  See: www.ramusa.org offsite link 
  • If you have financial concerns, it is worth reading How To Deal With A Financial Crunch.

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