Content Overview 
- Summary
- If You Become Eligible For Group Health Insurance Because Of Your Job, You Cannot Be Refused Coverage Because Of A Medical Condition Or Health History.
- HIPAA Protects Against Job Lock By Allowing People With A Health Condition To Move From One Employer To Another Without Fear Of Losing Health Benefits
- HIPAA Povides A Limitation On The Waiting Period During Which A Pre-existing Condition Can Be Excluded from health coverage.
- HIPAA Provides A Credit For Previous Health Insurance Against A Waiting Period For Coverage Of Pre-existing Conditions.
- If Your Group Health Insurance Ends, You Have A Right To Convert To An Individual Health Insurance Policy.
- HIPAA Provides That Your Individual Health Insurance Cannot Be Cancelled Because You Become Ill Or Because Of Your Health Status.
- HIPAA Makes It Easier For Small Businesses To Obtain And Keep Health Insurance
- HIPAA Provides A Minimum National Standard Of Privacy With Respect To Your Medical Information. HIPAA Also Gives You A Right To See And Copy Your Medical Records.
- Enforcement Of The Law Is In The Hands Of The Government -- Not Yours.
Summary
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HIPAA provides a variety of protections for health care consumers.
- If you become eligible for group health insurance because of your job, you cannot be refused coverage because of a medical condition or health history.
- HIPAA protects against job lock by allowing people with a health condition to move from one employer to another without fear of losing health benefits.
- HIPAA guarantees the right to convert your employer based health insurance to individual coverage if the group coverage ends.
- HIPAA makes it easier for small businesses to obtain and keep health insurance.
- HIPAA provides that your individual health insurance cannot be cancelled because you become ill or because of your health status.
- HIPAA provides a minimum national standard of privacy with respect to your medical information. HIPAA also gives you a right to see and copy your medical records.
- HIPAA is enforced by the government, not individuals.
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