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Situations That May Impact Your Ability To Obtain Health Insurance

If You Are Single

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If you're single:

  • Check one of the comprehensive web sites about the insurance situation in each state to see if yours provides guaranteed issue insurance -- insurance that has to be issued no matter what your health history is. Check to see if there is a pre-existing condition exclusion and, if there is, how long it lasts. (See: How To Get An Understanding Of The Insurance Situation In Your State)
  • Check this document to see if you fit another category as well. For instance, you're self-employed, or own a small business, or can join an association.
  • Check to see whether your state has a High-Risk pool for which you're eligible. (See: How To Get An Understanding Of The Insurance Situation In Your State)

If you can't get affordable health insurance in any other manner, there may be a more drastic step to take. To learn about those steps, click here.


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