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How To Obtain A Mortgage

How To Choose A Mortgage Broker

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When deciding whether to work with any particular mortgage broker, consider asking the following questions:

    • How many different banks and other financial institutions do you work with?
    • What types of banks or financial institutions are they?
    • How are you compensated and who pays you, the lender or me?
    • What are the different loan programs which are currently available?
    • (After giving a thumb nail sketch of your financial situation): Do you think you have lenders who will consider giving me a loan? If so, on what terms including down payment, rate of interest, points, and term?


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