How To Obtain A Mortgage
How To Choose A Mortgage Broker
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When deciding whether to work with any particular mortgage broker, consider asking the following questions:
- How many different banks and other financial institutions do you work with?
- What types of banks or financial institutions are they?
- How are you compensated and who pays you, the lender or me?
- What are the different loan programs which are currently available?
- (After giving a thumb nail sketch of your financial situation): Do you think you have lenders who will consider giving me a loan? If so, on what terms including down payment, rate of interest, points, and term?
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