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How To Prepare For Travel After A Diagnosis

Check Health Insurance To Learn About Coverage.

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Carefully check your specific health coverage for the places you'll be visiting and what you will have to do for coverage.

If you are traveling in the United States:

  • Managed Care: If you have coverage through a managed care plan such as an HMO under which you need approval before you can see a doctor etc., see the travel section of Managed Care for information about required procedures in event of emergency or illness.
  • Indemnity (Fee-for-service) Coverage (the type of policy under which you can use any medical services and be reimbursed): Your coverage should be the same all over the country. Check your policy to be sure.
  • Medicare:  Medicare covers you anywhere in the country. If you have a Medicare Advantage plan, see Medicare Advantage.
  • Medicaid:  See the travel section of Medicaid.
  • Credit cards: You may also have some coverage through one of your credit cards. However, these coverages are not generally as inclusive as separate travel policies.

If you are traveling outside the US: see Travel Outside The United States.

If you are not covered for heath care where you expect to travel, see the next section.

If you are not covered for medical evacuation, consider getting covered through a trip cancellation policy. Check for a pre-existing condition exclusion. See the next section.

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More Information

Hospital Indemnity Insurance

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