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How To Maximize Use Of Medicare Part D

How To Make Coverage Last Longer Before Reaching The Doughnut Hole

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  • Only purchase drugs from pharmacies in your Plan's network.
  • Ask your doctor to prescribe drugs on the lowest tier of the Plan's Formulary when possible. This saves on your co-pay and the total cost of the drug.
  • Save money when purchasing drugs you take on a consistent basis by filling prescriptions on a 90 day basis. To find a plan which permits purchase of a 90 day supply go to offsite link. In "Prescription Drug Choices", click on  "Find & Compare Plans that Cover Drugs", click on "Find & Compare Plans". Ultimately click on "Only show me plans that allow me to use mail order pharmacies."  Once you identify a few plans in which you are interested, call to confirm that the plan permits 90 day orders.
  • AARP has an interactive online tool to help postpone or avoid the doughnut hole. The tool requests your health plan, medications and zip. You get a customized report which tells you how long your coverage will last before you fall into the hole. The tool automatically lists less expensive medication alternatives. It also allows you to print a letter to give to your doctors about your medication options. See: offsite link
  • Use other techniques to save money when purchasing drugs. See Drugs: How To Save Money When Buying Or Using offsite link

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