How to Apply for COBRA Continuation Of Your Health Insurance
How To Apply For COBRA Due To Divorce
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Step 1. Notify Your Employer
It is your duty to promptly notify your employer of your divorce.
At the outside, it is your duty to notify your employer within sixty days of the divorce. (Divorce from a domestic partner or a separation from a significant other does not qualify for COBRA.)
When you give your employer notice, confirm the current mailing address for your former spouse.
Step 2. Employer Notice
Your employer must give your former spouse written notice of his or her rights under COBRA within 14 days after being notified.
Step 3. Former Spouse's Notice To Employer Or Plan Administrator
Your former spouse must notify the employer or any company that administers the plan (the plan administrator) that he or she wants to continue health coverage within 60 days after the later of the date of your divorce or the date he or she is notified of his/her COBRA rights.
Step 4. Pay the first premium
Your former spouse has up to 45 days after giving the COBRA enrollment form to your employer or plan administrator to make the first premium payment -- which includes premiums back to the date of the divorce.
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