Content Overview
- Summary
- Step 1. Apply For Social Security Disability Insurance (SSDI) Right Away -- Even If You're Not Eligible To Receive SSDI Benefits.
- Step 2. When You Apply For SSDI, Keep In Mind That The Onset Date Of Your Disability Must Be Within 60 Days Of The Loss Of Regular Coverage.
- Step 3. Present Your SSDI Notice Of Award Letter To The Plan Administrator Within 60 Days Of Receiving It And During The Initial 18 Months Of COBRA.
- Step 4. Obtain Immediate Written Confirmation Of Your Extended Coverage.
How To Apply For A COBRA Extension Because of Disability
Step 2. When You Apply For SSDI, Keep In Mind That The Onset Date Of Your Disability Must Be Within 60 Days Of The Loss Of Regular Coverage.
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If you are applying for SSDI some months after leaving work, make sure you and your doctor show that your inability to work because of your health condition started back at the date of your qualifying event, or as close to it as you can.
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