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Frequently Asked Questions - COBRA

Can A Spouse Continue COBRA When The Insured Switches To Medicare?

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Yes. When the employee who qualified for COBRA ceases to be covered because he or she switches to Medicare, the spouse can continue coverage for another 18 months.

Another 18 months? Yes. The spouse's enrollment in Medicare is considered to be a "qualifying event" which starts the 18 months running for the other spouse.

Once the second spouse becomes eligible for Medicare, COBRA ends.

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