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Disability Insurance: Appeals

Step 3. Adopt A Positive Attitude And Put Reason And Thought Into All Your Contacts And Letters

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This can be a very stressful time, so try to keep as positive an attitude as possible. Assume that the insurance company just didn’t have the right information and that you can supply it. If you start considering this to be a battle against “evil forces” who are “plotting to keep you poor which they get rich” your frustration level will only increase. Your appeal won’t be the reasoned and rational response needed to win your claim.

Put reason and thought into all your contacts and letters. Insurance companies know that the emotional, enraged, and out-of-control person is likely to burn out and give up. By staying calm and rational, you are letting them know you are in for the long haul.


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