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Charity: Giving By Shopping

Affinity Credit Cards

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This type of credit card gives a small donation to a charitable group for every purchase you make with the card. There are cards which only give to one charity. There are also general purpose credit cards that allow donations to a number of charities.

It is advisable to check to find out whether the entire amount goes directly to the charity, or whether a part goes to the card sponsor. Also note the amount of the interest rate and other fees. Affinity credit cards tend to have higher interest rate and fees.

Unlike other forms of charitable giving, the amount of the donation cannot be deducted for tax purposes.

To locate an affinity credit card, check such web sites as www.BankRate.com offsite link


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