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Automobile Insurance: The Different Coverages

Insured Drivers

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Generally, when someone drives your car with your permission, they're covered in the event of an accident.

For safety, all of the drivers who live in your house, or are there a lot (such as a nanny or housekeeper) should also be listed. Otherwise, you may not be covered if they are in an accident while driving your vehicle.

Likewise, if your child is away at school, and drives the car during the summer, the child may need to be specifically listed to be covered.


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