Content Overview
- Summary
- Collision Insurance
- Liability Insurance
- Comprehensive Coverage
- Medical Payments
- Pet Covrage
- Personal Injury Protection
- Uninsured and Underinsured Motorists Coverage (UM/UIM)
- Underinsured Motorists Property Damage
- Glass Coverage
- Emergency Roadside Assistance
- Rental Insurance
- Insured Drivers
- Mexico
Automobile Insurance: The Different Coverages
Medical Payments
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Medical payments covers:
- Medical expenses for related members of your household and passengers who are injured while in your car.
- Members of your household related to you if a motor vehicle injures them when they are not in a car.
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Funeral expenses are included if the injury is fatal.
If you and your family have adequate health coverage, medical payments coverage -- for injuries by a motor vehicle or when in your car -- is probably not necessary. Otherwise, consider taking this coverage.
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