Preparing In Case Of Disability: Long Term
If You Are Not Working And Are On Your Own
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If you're not working, and are on your own, if you have enough assets to see you through the rest of your life, including access to health care, then there's no need for planning. However, for the rest of us (and even wealthy people who want to retain their assets), consider going to work for an organization that at least provides excellent health insurance benefits. If you can also get health insurance and long term disability insurance through work, so much the better.
For information, see:
- Seeking New Employment
- Your rights with respect to health insurance from a new employer, see Starting Work For A New Employer - A Primer.
- If you're interested in your right to continue the health insurance after you leave work for any reason, including because of disability, see COBRA.
- About life insurance and long term disability insurance see Life Insurance and Disability Insurance.
- How To Deal With A Crunch Or Crisis
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