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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
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How To Choose And Maximize Use Of An Insurance Broker

How To Maximize Use Of A Broker

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  • Tell the broker everything that seems relevant about your life and your business. Let the broker decide what is relevant for insurance purposes, and what isn't.
  • Let the broker know whenever there are changes in the facts. Again, let him or her decide whether the change is relevant.
  • Before you buy an expensive item -- whether jewelry, car, house, apartment -- speak with your broker. His or her advice could save you from being surprised when you learn you can't insure the item, or the insurance is much more expensive than you thought.
  • A broker does not charge by the hour -- so feel free to call with any and all questions.
  • As noted above, if the insurance in question is the type that renews, ask the broker to get you competitive quotes at each renewal. (With certain policies, such as homeowners or auto, it may pay to stay with one company over the years to obtain a customer loyalty discount, but you can factor that in when you compare prices. To learn more, see Homeowners Insurance, Automobile Insurance.)

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