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Disability Insurance: Long Term: Group

Conversion Privilege

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A few Long Term Disability plans will allow conversion to an individual plan if you leave the group

Like most conversion plans, enrollment must be within a limited period of time after losing the group coverage. For example, the plan may require that it must be converted within 31 days of losing the group coverage.

You will not receive the same plan you had with the group. However, the benefits are generally at the same level they would have been if you had become disabled under the group plan.


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