Content Overview
- Summary
- Eligibility
- Probation Period
- Pre-Existing Condition Provisions
- Total Disability Definition
- Elimination Period
- Offsets
- Benefit
- Survivor Benefit
- Partial Disability Or Residual Benefit
- Recurring Disabilities Provision
- Maximum Benefit Period
- Mental And Nervous Limitation
- Other Exclusions And Limitations
- Rehabilitative Training Or Employment
- Waiver Of Premium
- Conversion Privilege
- Insurance Company Financial Situation
- Income Taxability Of Disability Insurance Benefits
Disability Insurance: Long Term: Group
Maximum Benefit Period
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The Maximum Benefit Period is the longest period during which benefits will be paid.
Common provisions are:
- Payment "to age 65"
- Payment for a period of time such as five years.
-
Payment for a period tied to your age when disability begins. For example:
- Claims starting before age 60……………. to Age 65
- Claims starting when age 61……………. 3 years
- Claims starting at age 62…………………. 2 years
- Etc.
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