Content Overview
- Overview
- How Coordination Of Benefits Works
- Medicare And Group Health Insurance
- Medicare and Group Health Insurance: People Age 65 or Over
- Medicare and Group Health Insurance: People Who Are Disabled (Not Due To End Stage Renal Disease or ALS) AND Under Age 65
- Medicare and Group Health Insurance: People Disabled With End Stage Kidney Disease (ESRD) Or With ALS
- Medicare and Group Health Insurance: If You Have Been Disabled And Return To Work
- Medicare and Group Health Insurance: Medicare and More Than One Group Policy
- Medicare And Individual Health Insurance
- Medicare And Workers Compensation
- Medicare And Veterans Benefits
- Medicare And Champus
Coordination of Medicare And Other Health Benefits
Medicare And Workers Compensation
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Workers Compensation covers medical costs for injuries and diseases caused by your employment.
Medicare is Primary and Workers Compensation is secondary. However, Medicare does not pay for any items and services that either have been paid or can be reasonably expected to be paid by Worker's Compensation.
You are responsible for filing the Workers Compensation claim with your employer and submitting your medical bills first to the Worker's Compensation insurance company. Medicare will consider paying what Worker's Compensation does not pay. That generally isn't a lot since most state laws cover all charges if they are work related.
If the Workers Compensation claim is delayed longer than 120 days, a claim may be filed with Medicare - which may make a conditional payment that must be repaid when Worker's Compensation pays your claim.
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Worker's Compensation
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