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Survivorship A to Z - : Summary
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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Real Property: Purchasing A Residence

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Purchasing a home is not generally recommended for people who have been diagnosed with a serious health condition at least until there is medical stability for an extended term such as a year. There are too many disadvantages. On the other hand, there can be overriding factors such as the fact that the purchase of your own home is a life-long dream, may make you content or provide joy. There are other advantages as well to consider.

You may find a bargain if you purchase a foreclosed home from a bank. However, keep in mind that such homes usually require more repair than a house sold by a resident.

There are an ever growing number of ways to find a home that suits your needs financial and personal needs. In addition to brokers and local periodicals, the internet can help find a home that fits your criteria and learn about what it's like to live in the neighborhood. You can even learn about environmental and drought conditions.

If you aren't good at negotiating, ask a friend who is to do it for you, or hire a lawyer. It is not advisable to purchase a home without having it inspected first to learn about its real condition.

You cannot be discriminated against because of your health condition when purchasing a home or when applying for a mortgage loan thanks to the federal Fair Housing Act. A wise purchaser who needs a mortgage loan, contacts at least three potential lenders and considers using a mortgage broker to help find the best terms.

To Learn More

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