Nearing End Of Life From Breast Cancer

If You Are Insured

• Your health insurance will continue to cover medical treatments so long as they are medically necessary. 
• Most health insurance covers palliative care -- the relief of pain and other symptoms - even if disease for the treatment is stopped. Insurance also generally covers hospice care, whether in a hospital, facility or at home. (See the section, Hospice Care, for more information).
• For information about maximizing your health insurance, no matter what type it is, see:
  • How To Maximize Use Of Your Health Insurance
  • How To Maximize Use Of Original Medicare
  • How To Maximize Use Of Medicare Part D
  • How To Maximize Use Of Medicaid
• You will still have to deal with deductibles, co-pays and other costs that may not be covered. (If paying for these costs is difficult, see below about financial concerns).

If You Do Not Have Health Insurance (uninsured)

• There are techniques for obtaining the care you need. See Uninsured.
• If you have limited income and resources in addition to a house and car, you may qualify for Medicaid (Medi-cal in California). 
  • If you have more resources than allowed, your state may still let you qualify for medical care other than nursing home care. To learn how, click here.
  • To learn about the law in your state and how to apply for Medicaid (Medi-cal),  look for a health insurance assistance program, by clicking here . or by going to www.familiesusa.org  and type "health insurance assistance program" in the search area. 

If You Have Financial Concerns

For information about maximizing your resources (including information about how to borrow money from family and friends), how to deal with creditors, and new uses of your assets so you can get money from them without selling them. See How To Deal With A Financial Crunch Or Crisis, Ten Steps To Take In The Event Of A Financial Crunch Or Crisis, 

Financial assistance for children and families of people with a life expectancy of six months or less may be available through National Association for the Terminally Ill. Among other assistance, financial assistance may be available for telephone bills, home/auto repairs, electric bills, rent/mortgage, grocery vouchers and medications. To learn more, see: www.terminallyill.org .

If You Have A Credit Card With A Death Benefit On It: see : If You Have A Death Benefit On Your Credit Card

For additional information, see:

• Financial Planning
• Hospice Care
• How Much Hospice Costs  And How To Pay For It

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