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Health Insurance: HMOs

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HMO (Health Maintenance Organization) is a generic term for any type of insurance plan or administrative procedure that attempts to direct the patient's treatment.

In order to maximize use of an HMO, the place to start is to understand the concept which is behind an HMO. Then look at how your HMO works, its parts, and the lingo. Last, but certainly not least, learn how to maximize use of your HMO.

Do whatever you can to keep your health insurance. If you have insurance through work, you can continue your insurance through COBRA and HIPAA. If you have individual insurance and are having difficulty paying the premiums, see Health Insurance: Financial Assistance To Pay Premiums, Deductibles, Copays, Coinsurance and How To Deal With A Financial Crunch.  

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