Sources For Getting A Loan

A credit union is a non-profit institution that is owned and operated entirely by its members. Credit unions provide financial services for their members - including lending (as well as savings.) To join a credit union, you must generally meet eligibility criteria.

Credit unions generally have lower interest rates and fees on loans.

If you are not a member of a credit union, following are alternatives for finding a credit union. Be sure to check eligibility requirements.

• Check with your employer, family members or organizations of which you're a member to learn about local credit unions and to find out if you are eligible to join one.
• Several web sites list credit unions by ZIP code. For instance:
  • National Association of Federal Credit Unions: www.culookup.com
  • National Credit Union Administration: www.ncua.gov

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