Content Overview 
- Summary
- If You Are An Employee Without Health Insurance
- If You Are Self Employed
- If You Are A College Student
- If The Concern Is About A Child
- If You Are Single
- If You Have A Spouse Or Domestic Partner
- If You Are In Or Could Join A Union
- If You Are In Or Could Qualify For A Guild
- If You Belong To Or Could Join An Association
- If You Have A Low Income Or Are Currently Unemployed
- If You Are On Social Security Disability Income, Are Age 65 Or Older, Or Have A Spouse Or Parent Who Qualifies For Medicare
- If You're A Veteran
- If You Are A Small Business Owner
Situations That May Impact Your Ability To Obtain Health Insurance
If You Are In Or Could Qualify For A Guild
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Guilds are usually made up of members of a specific trade or profession, frequently a type of profession that has many independent or self- employed members or members who may change employers frequently. Guilds can negotiate contracts, set minimum wages, have strict standards for guild membership, and frequently offer health insurance and other benefits to its active members.
If you have a skill, check to see if there are guilds for which you can qualify that offer health insurance to members. Guilds most likely to have benefits for members are those that function like unions, such as guilds for professional directors or writers. Guilds that are really associations, such as weavers' guilds, The Taleteller's Guild or a knitting guild, rarely provide insurance benefits to its members.
If you don't qualify for a guild, perhaps you qualify for an association. (See the next section).
For more information about obtaining health insurance through a guild, click here.
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