Content Overview
- Summary
- You Quit Your Job Or Were Fired
- You Lost Your Job And Are Unemployed Because Of Trade Policy
- You Are Unemployed
- You Can't Afford The Premiums
- You Are An Early Retiree Who Lost Your Health Coverage And Your Pension Benefit Is Paid By The Federal Pension Benefits Guaranty Corporation
- A Covered Employee Under An Employer-Sponsored Health Plan Dies, Legally Separates, Or Divorces
- A Child Is No Longer Dependent
Reasons People Don't Have Health Insurance Coverage
You Lost Your Job And Are Unemployed Because Of Trade Policy
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While it doesn't provide health coverage, the federal law known as The Trade Adjustment Assistance Reform Act pays 65% of the cost of health insurance for up to one year - and sometimes longer. The idea is to provide some compensation to individuals that are hurt because of the government's trade polilcy.
As a general matter, jobs lost to trade for purposes of the law includes:
- Jobs lost because of Increases in imports which resulted in employer's products being replaced by products from other countries.
- Your employer moved jobs out of the country.
The program coordinates with other government programs that may provide reemployment assistance, money if you take a job and earn less than your previous job, or help if you have a pension and are dealing with the Pension Benefit Guarantee Corporation.
Your state unemployment office should be able to tell you more about these programs.
For information, contact the Health Coverage Tax Credit Consumer Contact Center, tel: 866.628.4282, www.irs.gov/individuals/index.html
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