Colorectal Cancer: In Treatment: At Work: Stage II
How To Review Employer Benefits In Light Of Your Diagnosis
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Benefits may look different to you from the point of view of a person who has been diagnosed. For instance:
- If you have a tax advantaged savings account such as a Health Savings Account , now is the time to take full advantage of it. The Survivorship A to Z article about Health Savings Accounts shows you how.
- Increase the amount of your life insurance if you can.
- You can purchase life insurance during open enrollment periods when no health questions are asked.
- Even if your beneficiaries do not need the money, you can get money from a life insurance policy while alive if your life expectancy becomes shortened. A sale is through a process known as a Viatical Settlement or a Life Settlement.
- If you become eligible, it is worth considering purchasing disability income nsurance and/or long term care insurance. Your health condition makes it more likely that something else may happen in the future..
- During open enrollment periods, look at health insurance alternatives from the point of view of a person with cancer. Survivorship A to Z's Health Insurance Evaluator helps you compare policies from such a point of view.
NOTE: If finances are a problem, look at the Survivorship A to Z information about dealing with a financial crunch. It provides information from the point of view of a person living after a diagnosis.
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