Content Overview
- Summary
- Keep Your I.D. Card With You In Your Wallet Or Purse
- Stay On Top Of Insurance Company Reimbursements
- Keep Track Of Out-Of-Pocket Medical Expenses
- Avoid Paying Money In Excess Of Usual, Customary And Reasonable
- Be An Informed Consumer When Purchasing Drugs, Tests Or Treatments.
- Balance Premiums, Deductibles, Co-Insurance, Stop Loss, And Benefit
- Take Advantage Of Discounts And Wellness Features
- If You Smoke, Quit.
- If You Need An Unusual Off Label Or An Experimental Treatment
- How To Change An Insurance Company "No" To "Yes".
- How To Choose And Maximize Use Of Doctors
- If Your Plan Has Mental Health Benefits, Take Advantage Of Them
How To Maximize Use Of A Fee-For-Service (Indemnity) Health Insurance Policy
Keep Track Of Out-Of-Pocket Medical Expenses
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If your health insurance has a "stop loss" clause keep track of your expenditures so you don't spend more than you have to. Find out from the customer service representative at your insurance company what proof is needed to verify expenditures.
Even if your health insurance doesn't have a stop loss clause, you may be able to deduct the expenses on your tax return.
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Medical Deductions
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