Content Overview 
- Summary
- Step 1. Calculate Your Real Earnings
- Step 2. Look At Increasing Your Paycheck Increasing Your Income Or Decreasing Your Expenses
- Step 3: If You Have A Cafeteria Plan, Consider Changing Your Elections
- Step 4. If You Have Retirement Savings, Consider Reducing The Amount You Put Into The Plan
- Step 5. Think About Changing Your Tax Withholding
- Step 6. Ask For A Raise
- Step 7. If You're Up To It, Consider Obtaining A Second Job
- Step 8. Consider Changing Jobs, Self-Employment Or Freelancing
How To Increase Your Income If You Are Working
Step 2. Look At Increasing Your Paycheck Increasing Your Income Or Decreasing Your Expenses
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After you've completed the Step 1 calculation:
- What can you do to increase your income? Would transferring to another job for the same employer give you greater income? Speak with your Advisor. He or she may have some useful ideas.
- Consider the expenses that went into the calculation. Can you decrease the expenses?
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While you're at it, now that you see how much time really goes into your work, can you decrease the time -- while not decreasing your efficiency. Perhaps you can even work more efficiently.
Please share how this information is useful to you.
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