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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Disability Insurance: Long Term: Individual

Premiums

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A premium is the payment for an insurance policy.

A “rated” premium, is a premium for which an insurance company charges extra to take account of the extra risk involved. For example, airline pilots pay more for life insurance than business executives.


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